It's time for me to serious looking into home buying. After renting for years, I now know what I do and DON'T want in a home.
Realizing that I am more partical to a townhoue vs. a house came from renting a house for the past 2 years. The maintenance of a house is alot more stressful than I really want to take on.
I think being honest about that , will a difference for me of what I will buy. As much as I want to get on the internet and browse all the wonderful possiblities of townhomes, I need to set a structured to do list.
My first steps is to create a debt log and enter all my debt that I have. Then I need to see my FICA score. I have been alittle worried about this, as I have filed bankruptcy over a year ago. I have contact Wells Fargo tp see what I can get preapproved for. That will give me a foundation to work from.
My next step will be creating a WANT/NEED list for what I would like in my home. I think it's important to decipher a "want" and a "need"....I know me....I will see some thing I like and will go into without seeing "everything" I need to.
Once I get the list and log going, then I can venture the next steps I need to do. I am hoping that I will be a home owner in the next 12-18 months.
Taking this step has been encouraged by a co-worker and my own desire to have a place of my own.
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